hozir
UZRUEN
Start for free

Installment services aggregator for business

Hozir — buy now, pay later for your customers

One request goes to five financing partners at the same time. Your customer gets an answer, and you close the sale.

Start for freeHow it works
Illustrative example. Decisions are made by each partner individually.

Advantages

Before / with Hozir

Drag the handle on each card to compare how it was before and how it is with Hozir.

01 Sales

Increase your sales by boosting your approval rate

One request reaches all five financing partners. When one says no, another can say yes — and the sale stays in your store.

+10%*
higher approval rate than with any single installment service
Before
Customer
  • Partner 1 Declined
  • Partner 2 Declined
  • Partner 3 Declined

Sale lost3 partners, 3 declines

With Hozir
Customer
Hozir
  • Partner 1 Declined
  • Partner 2 Declined
  • Partner 3 Declined
  • Partner 4 Declined
  • Partner 5 Approved

Sale closed5 partners at once — one yes is enough

02 Time

Save your clients' and colleagues' time

Partners check the application at the same time, not one after another. Your customer waits less, and your sales team moves to the next person sooner.

4×*
less time from application to decision
Before · one after another
Partner 1
Partner 2
Partner 3
Partner 4
Wait
Customer waits for 4 checks in a row
With Hozir · all at the same time
Partner 1
Partner 2
Partner 3
Partner 4
Wait
BeforeWith Hozir — ¼ of the time
03 Operations

One simple process

One contract. One partner for your accountants. One system for your sales team. Hozir handles the financing partners behind it.

5×*
less time on accounting and contracts
20×*
fewer mistakes
Before · every partner separately

20 things to manage5 contracts, 5 payment flows, 5 systems

With Hozir
Your company
hozir
1 contract1 payout1 report1 system

4 things to manage5 financing partners behind one agreement

04 Analytics

Clear analytics

Every application, partner and payout in one dashboard. See approval rate by partner, where sales drop off and which stores sell most on installments — without collecting five reports by hand.

100%*
of your BNPL sales available to analyze
Before · 5 reports, 5 formats
.xlsx Partner 1
PDF Partner 2
Portal Partner 3
Email Partner 4
.csv Partner 5

ManualDifferent formats and schedules, merged by hand

With Hozir · one dashboard
All partners · this month Live
Applications Approved Paid out
Approval by partner
P1P2P3P4P5

AutomaticOne dashboard for every store and partner

* Illustrative figures. Actual results depend on your business, product mix and customers.

Our financing partners

Five partners behind one integration

Hozir is not a bank or a lender. Installment plans are provided by our partners on their own terms; the final decision is always made by the partner.

Business case

The result speaks for itself

Average order value
+7%
Revenue
+4%
Approval rate
+8%
Time to decision
−60%
Accountants, FTE
−80%
Average BNPL fee
−2%
“Hozir has significantly simplified how we offer installment payments across our retail stores. Instead of working with multiple financing providers separately, our sales teams now manage everything through one platform. This makes the process faster, gives customers more financing options, and helps us turn more applications into successful sales.”
Anastasiya JivaevaRetail Director, Ucell
Get results like these

Results reported by the client. Your results depend on your business.

How to connect

Five steps to your first installment sale

  1. 01

    Submit an application

    We'll contact you within 15 minutes during business hours.

    Fill in the form →
  2. 02

    Sign one agreement

    One agreement is all you need to work with all our financing partners.

  3. 03

    Quick setup

    We'll configure the platform to fit your business needs.

  4. 04

    Team training

    We'll provide hands-on training for your sales team.

  5. 05

    Grow your sales

    Our platform and financing partners take care of the rest, with support available 24/7.

Start for free

Leave your details and we'll contact you within 15 minutes during business hours.

Business type